🏘️ Buy vs Rent Calculator

Compare the financial benefits of buying vs renting a home

Home Price (€) *

Down Payment (€) *

Interest Rate (%) *

Loan Term (Years) *

Property Tax Rate (%) *

Annual % of home value

Home Insurance (€/year) *

HOA Fees (€/month) *

Maintenance Rate (%) *

Annual % of home value (typically 1%)

Monthly Rent (€) *

Annual Rent Increase (%) *

Typical: 2-5%

Home Appreciation (%) *

Annual home value increase

Investment Return (%) *

If renting, invest savings

Time Horizon (Years) *