🏠 Mortgage Affordability Calculator

Calculate how much house you can afford based on your income and debt

Annual Income (€) *

Monthly Debt Payments (€) *

Credit cards, car loans, etc.

Down Payment (€) *

Interest Rate (%) *

Loan Term (Years) *

DTI Ratio Limit (%) *

Typical: 28-36% for housing, 43% total

Property Tax (€/year) *

Home Insurance (€/year) *

HOA Fees (€/month) *